![]() Now they tend to shift high-interest card balances to cards that offer a lower APR, because in doing so they are able to gain immediate and substantial savings. In recent years consumers have started to use credit cards more wisely than they did before the big credit crisis. One of the main reasons that people shop for a new credit card is in order to find banks that offer special 0% balance transfer credit cards for the longest period of time and with low transfer fees. See additional details for Citi ® Double Cash Card – 18 month BT offerĬompare 0% Balance Transfer Credit Cards & Offers See additional Citi ® Double Cash Card – 18 month BT offer details.After that, your fee will be 5% of each transfer (minimum $5). There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening.If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.Balance Transfers do not earn cash back.After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness. ![]() Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months.To earn cash back, pay at least the minimum due on time.Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.Speech/hearing impaired: 711 or other Relay Service Click " APPLY NOW" to apply online or call 88.
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